Unlucky in Love, But Never with Money
When One Column Is Full and the Other One Is Empty
A Teaching by Pastor Nicole Washington
Part One: The Saying and the Ache Underneath It
There's a saying people throw around, usually with a little laugh, usually to change the subject before anybody looks too close. "Unlucky in love, but never with money." And when somebody says that, everybody chuckles, and the conversation moves on. But I want to stop right there and stay a minute, because that little saying is carrying something heavy, and the person who said it is usually hoping nobody notices.
What that saying is really confessing is this. One column of my life is full, and the other one is empty. I am good at the thing the world can see. I am not good at the thing that happens behind my front door. Everybody thinks I'm doing well, because they're looking at the full column. But I know what's in the other one.
And here's the part that makes my heart hurt. People say it like it's a fair trade. Like they got the deal they were owed and shouldn't complain. I have money, so I'm not allowed to be lonely. I did well over here, so I have no right to grieve over there. I want to talk to that person today. Because the account is full and the heart is empty, and you have been telling yourself that's just how it goes.
Let's Start With That Word, Unlucky
Luck is not a category in the kingdom of God. There is no such thing. The Bible does not have a doctrine of luck, good or bad, because there is no throne in heaven where chance sits down and decides who gets loved and who doesn't. And that matters, because when you call yourself unlucky in love, you are not describing a fact. You are laying down a verdict — this is simply my lot, it's fixed, there's nothing to be done. Once you accept that verdict, you stop praying about it, you stop expecting anything, and you just quietly carry it forever with a joke on top.
But there is no luck. There is a God who sees, and a life with real history in it, real choices, real wounds, real seasons — all of which He can speak to. You are not unlucky. You are a person with an empty column, and empty columns are exactly the kind of thing God has always been willing to talk about.
And Let Me Say Why the Money Column Filled Up
Money is easier to be good at than love. Money obeys rules. You work, you get paid. You save, it grows. You are diligent, it responds. People don't work like that. You can do everything right with a person and still get hurt. You can love well and be left. So what happens? A person gets hurt in the column that doesn't cooperate, and quietly pours more and more of themselves into the column that does — not because they're greedy, but because it's safer. The full column got that way partly because you kept putting yourself where you couldn't be hurt. That's not evidence something is wrong with you. Often it's evidence that something happened to you, and you protected yourself the best way you knew how.
Part Two: What God Says About Full Accounts and Empty Hearts
There Is a Man in the Bible With Your Exact Saying
Ecclesiastes 4 has one of the most piercing verses in the whole Bible. Solomon says there is one alone, without a second, without child or brother, yet there is no end to all his labor, and his eye is not satisfied with riches. Then he asks: "For whom do I labor, and deprive my soul of good?" Three thousand years ago, a man sat down and wrote your saying. One column overflowing, the other one empty. Notice what he calls it — he deprived his own soul of good, one working year at a time. Solomon isn't scolding the man. He's grieving with him. And so is God.
The Man Who Had Everything Money Could Buy
Solomon ran the experiment further than anybody in history. In Ecclesiastes 2, he built houses, planted vineyards, gathered silver and gold and the treasure of kings, and denied himself nothing. Then he looked at all of it and said, behold, all was vanity and vexation of spirit. A man with the fullest account in the world writing that the full column, by itself, could not fill him. It was never going to be enough — not because of a flaw in you, but because that's not what money is for. Asking your bank account to fill the place a person belongs is like asking a coat to feed you. It's a good coat. It's just not food.
Jesus Told This Story Too
In Luke 12, a rich man's ground produced so much he tore down his barns and built bigger ones, saying to himself, soul, take your ease, eat, drink, be merry. Read that carefully — he talks to himself. Nobody else is in the story. Just a man alone with his barns. And God said, you fool, this night your soul is required of you, and then whose shall these things be? Jesus wasn't condemning success. He was grieving that the man built his whole life around the column that couldn't go with him. So is he that lays up treasure for himself, and is not rich toward God. Rich toward God — there's another kind of rich, and that's the one nobody's tracking.
Part Three: Filling the Column That Money Can't
Stop Calling It a Fair Trade
Stop telling yourself you got a fair deal and you're not allowed to grieve. God does not hand out one blessing as payment for a wound somewhere else. You are allowed to bring Him the empty column, out loud, by name. Psalm 62 says pour out your heart before Him, God is a refuge for us. Pour it out — not the version you tell at parties with a laugh on the end. The real one. He already knows, and He is not going to point at your bank statement and tell you to be grateful.
Take the Diligence Into the Other Column
The very discipline that filled the first column is the discipline the second one needs. You know how to show up consistently, invest early, wait for a return, and not quit when it's slow. Now take that same diligence and aim it at people. Relationships grow the same way wealth does — small deposits, made faithfully, over a long time. Proverbs 18 says a man who has friends must show himself friendly. That's an investment strategy. You already know how to invest. You just never ran the account. Go slow, and go wise. Small deposits are still deposits. Start with friendship. Start with a church family. Start with one safe person. You are not behind, and you are not too late.
Let God Be Your Portion, Not Your Consolation Prize
Psalm 73:26 says my flesh and my heart fail, but God is the strength of my heart and my portion forever. Now hear this carefully, because people get it wrong in both directions. God is not a substitute for human love, a consolation prize you take because nobody showed up — that's not true, and it's not kind. God said Himself in the garden that it is not good for man to be alone. But there is a place in you that no human being was ever going to fill, and if you keep handing that place to people or to money, you'll keep being empty. That place has God's name on it. When you finally let Him fill His own place, you stop starving, and you stop needing another person to be your everything — which is exactly what makes you able to love one well.
What God Was Teaching Me
God was teaching me that there is no such thing as luck — my life is not being handed out by a spinning wheel, and the empty column in me is something He has always been willing to talk about. He was showing me that the diligence that built one part of my life can build another, if I aim it at people instead of only at what cooperates. And He was reminding me that He alone is my portion — not a consolation prize, but the very place in me that only ever had His name on it.
For Your Study
Scripture References
- Ecclesiastes 4:7-8 — One alone, no end to his labor; "for whom do I labor, and deprive my soul of good?"
- Ecclesiastes 2:4-11 — Solomon denied himself nothing, and called it all vanity.
- Luke 12:16-21 — The rich man alone with his barns; be rich toward God.
- Mark 8:36 — What does it profit to gain the whole world and lose your soul?
- 1 Timothy 6:6-10 — Godliness with contentment is great gain.
- Psalm 62:8 — Pour out your heart before Him; God is a refuge for us.
- Psalm 73:26 — God is the strength of my heart and my portion forever.
- Genesis 2:18 — It is not good for man to be alone. God said it first.
Discussion Questions
- Which column in your life is full, and which one is empty? Have you ever said it out loud without a joke on the end?
- The teaching says luck is not a category in God's kingdom. What verdict have you laid on yourself by calling something "just my luck"?
- Money obeys rules; people don't. Have you ever poured yourself into the column that cooperates because the other one hurt?
- Solomon asked, "For whom do I labor?" Who are you laboring for?
- Why do we tell ourselves that a blessing in one area means we're not allowed to grieve a lack in another?
- What would it look like to take your diligence, the kind that built the full column, and invest it in people?
- What place in you have you been asking people, or money, to fill that only God can?
A Prayer
Father, You see both columns of my life, the full one and the empty one, and You are not shaming me for either. Forgive me for calling it luck, and for laying a verdict on my life that You never spoke over me. I bring You the honest version, not the one with a laugh on the end. You know the ache, and You are a refuge for me. Teach me to take the diligence that built one part of my life and invest it faithfully in people. Give me wisdom, and courage, and safe places to begin. And fill the place in me that only has Your name on it. Be my portion, my inheritance, my true wealth. Make me rich toward You. In Jesus' name, Amen.
Declarations
- I declare: There is no such thing as unlucky. My life is not assigned by chance.
- I declare: I am allowed to grieve an empty column without denying a full one.
- I declare: God does not hand out one blessing as payment for another wound.
- I declare: Money was never able to fill what it was not made to fill.
- I declare: The diligence that built one part of my life can build another.
- I declare: I will make small, faithful deposits in the people God gives me.
- I declare: God is the strength of my heart and my portion forever, and I will be rich toward Him.
This teaching touches a private ache that many people carry behind a successful life. If loneliness has settled in deep, please don't carry that alone. Talk with a trusted pastor, a counselor, or a friend who will listen without trying to fix it. A life without a spouse is not a lesser life, and God is not withholding love from you. However your story unfolds, you are not behind, and you are not forgotten.
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